Privacy Policy

Your Data, Your Privacy

Welcome to Owl Small Business Planner ("we," "us," or "our"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how Owl Small Business Planner collects, uses, and protects your personal data.

1. Information We Collect

We may collect the following categories of personal data:

  • Account information (such as name, email address, and login credentials)
  • Billing and transaction information (processed by third-party payment processors)
  • User-submitted content, including inputs and generated outputs
  • Usage data (such as pages viewed, features used, and interactions with the Service)
  • Device and technical data (such as IP address, browser type, and operating system)
  • Cookies and similar tracking technologies

2. Data Controller

Owl Small Business Planner is the data controller responsible for your personal data under applicable data protection laws.

3. How We Use Information

We use your information to:

  • Provide and operate the Service
  • Process payments
  • Improve product performance
  • Communicate with you
  • Comply with legal obligations

4. Legal Bases for Processing (GDPR)

We rely on different legal bases depending on the nature of the data and the purpose of processing. We process data based on:

  • Contractual necessity
  • Legitimate interests
  • Legal obligations
  • Your consent (where required)

5. Automated Processing

The Service uses automated systems, including artificial intelligence, to generate content based on user inputs. These systems do not produce legal effects or similarly significant decisions about individuals.

6. Sharing of Data

We may share data with:

  • Payment processors (e.g., Stripe)
  • Analytics providers
  • Hosting and infrastructure providers
  • AI service providers (only as needed to deliver the Service)

We do not sell or share personal information, as those terms are defined under the California Privacy Rights Act, for cross-context behavioral advertising.

7. Data Retention

We retain personal data for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of data and the purpose for which it is processed.

8. Your Rights

You have the right to:

  • Request access to your data
  • Request correction of your personal data
  • Request deletion of your personal data
  • Object to processing of your personal data
  • Request the transfer of your personal data

9. How to Exercise Your Rights

To exercise any of the rights described above, please contact us using the contact information provided on the Owl Small Business Planner website. We may need to verify your identity before responding to your request.

10. Supervisory Authority Complaints (GDPR)

If you are located in the European Economic Area, you have the right to lodge a complaint with your local data protection supervisory authority if you believe that our processing of your personal data violates applicable data protection laws.

11. California Privacy Rights (CPRA)

At or before the point of collection, we inform California residents of the categories of personal information collected and the purposes for which such information is used, as described in this Privacy Policy.

California residents have the right to know, delete, and correct personal information. We do not sell or share personal information, as those terms are defined under the California Privacy Rights Act, for cross-context behavioral advertising.

California residents also have the right to limit the use and disclosure of sensitive personal information, as defined under the California Privacy Rights Act.

12. International Transfers

Your data may be processed outside your country. We use safeguards consistent with GDPR requirements.

13. Security

We use reasonable administrative, technical, and organizational measures to protect data.

14. Children's Privacy

The Service is not intended for individuals under the age of 18. We do not knowingly collect personal data from children.

15. Third-party Links

The Owl Small Business Planner website may include links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements.

16. Changes

We reserve the right to update this Privacy Policy at any time. Changes will be posted on the Owl Small Business Planner website with an updated revision date.

17. Contact

For any questions, comments, or concerns regarding the Privacy Policy, please contact us using the contact information provided on the Owl Small Business Planner website.


Effective 12/19/2025