Welcome to Owl Small Business Planner ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the Owl Small Business Planner website at planwithowl.com and any services provided by Owl Small Business Planner (collectively, the "Service"). By using the Service, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must not use our Service.
Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Service, you acknowledge that you have reviewed and understand our Privacy Policy.
You must be at least 18 years old to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
You represent and warrant that you are not located in, under the control of, or a national or resident of any country subject to United States trade sanctions or embargoes, and that you are not listed on any U.S. government restricted party list. You agree to comply with all applicable export control and economic sanctions laws.
Owl Small Business Planner provides AI-driven content, including, but not limited to, the following: AI-generated questions, AI-generated suggestions, AI-generated business plans, and AI-generated content.
If you provide feedback, suggestions, or ideas regarding the Service, you agree that Owl Small Business Planner may use such feedback without restriction or compensation to you.
The Service may generate content using artificial intelligence based on your inputs. AI-generated content may be inaccurate, incomplete, or outdated. Outputs are not legal, financial, or professional advice. You are solely responsible for reviewing, editing, and using any generated content.
You agree to use the Service only for lawful purposes and in compliance with these Terms and all applicable laws. You may not:
We reserve the right, in our sole discretion, to investigate violations of this section and to suspend or terminate access to the Service immediately, without notice, for conduct that we believe violates these Terms or is harmful to the Service, other users, or third parties.
You may submit text, data, or other materials ("User Content") to the Service. You retain ownership of your User Content. You grant us a non-exclusive, worldwide, royalty-free license to store, process, display, and use your User Content solely to operate and improve the Service. You represent that you have all rights necessary to submit the User Content.
You agree to defend, indemnify, and hold harmless Owl Small Business Planner, its affiliates, officers, directors, employees, and agents from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of or related to:
We may offer the Service under various pricing models, including subscriptions. Certain features require payment, and pricing and billing terms are disclosed at checkout.
Subscriptions automatically renew unless canceled prior to the renewal date. You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period.
All fees are charged in advance and are non-refundable, except where required by law. We reserve the right to suspend or terminate access to the Service for failed or overdue payments. You are responsible for any applicable taxes associated with your purchase.
The Service may integrate with or rely on third-party services, tools, or platforms, including payment processors, hosting providers, and artificial intelligence providers. Owl Small Business Planner does not control and is not responsible for the availability, accuracy, or performance of any third-party services. Your use of third-party services may be subject to separate terms and policies provided by those third parties.
We may suspend or terminate your account if you violate these Terms or misuse the Service. You may cancel your account at any time.
The Service, including all software, design, and branding, is owned by us and protected by intellectual property laws. You may not copy or redistribute it without permission.
The Service is provided "as is" and "as available." We make no warranties of any kind. We do not guarantee that the Service will be accurate, reliable, secure, or available. Your use of the Service is at your own risk.
You acknowledge and agree that Owl Small Business Planner will have no obligation to provide you with any support or maintenance in connection with the Service.
To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages, including but not limited to loss of profits, data, or goodwill, resulting from the use or inability to use the Service.
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved through binding arbitration, rather than in court, except that either party may seek injunctive or equitable relief in a court of competent jurisdiction.
The arbitration shall be conducted on an individual basis. You and Owl Small Business Planner agree to waive any right to participate in a class action, class arbitration, or representative proceeding.
You waive your right to a jury trial. The arbitration will be governed by the rules of the American Arbitration Association and conducted in the jurisdiction specified below, unless otherwise required by law.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Owl Small Business Planner is located, without regard to conflict of law principles.
We reserve the right to update these Terms at any time. Changes will be posted on the Owl Small Business Planner website and continued use of the Service constitutes acceptance of the updated Terms.
You may not assign or transfer these Terms without our prior written consent. Owl Small Business Planner may assign these Terms without restriction, including in connection with a merger, sale of assets, or acquisition.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms constitute the entire agreement between you and Owl Small Business Planner regarding the Service and supersede all prior or contemporaneous agreements, communications, or understandings.
The failure of Owl Small Business Planner to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
Owl Small Business Planner shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, internet or hosting failures, or government action.
For any questions regarding the Terms, please contact us using the contact information provided on the Owl Small Business Planner website.
By using the Owl Small Business Planner Service, you signify your acceptance of these Terms.