Get your auto repair shop funded with a professional business plan built for equipment-heavy, service-based businesses.
Lifts, diagnostic tools, and shop equipment require six-figure capital that lenders want itemized
Parts inventory management and vendor terms are complex — banks need to see your cost-of-goods model
Flat-rate labor vs. hourly billing creates revenue models most generic templates can't handle
You're under a car 10 hours a day — not writing financial projections
General repair, specialty (transmission, body work, diesel), or quick lube — tell us your focus, bay count, and service area.
Complete SBA plan with bay utilization models, equipment budgets, parts inventory forecasting, and 3-year financials tuned to auto repair margins.
Export a bank-ready PDF with everything SBA lenders expect from an auto repair business.
Yes. Owl supports general repair, collision/body shops, transmission specialists, diesel mechanics, quick lube, and tire shops. The AI adjusts equipment lists, labor models, and revenue projections to match your specialty.
Owl includes a detailed equipment budget — lifts, alignment machines, diagnostic scanners, compressors, and shop tools — with line-item cost estimates. This is exactly what SBA lenders need to approve equipment-heavy loans.
Your plan includes a parts inventory strategy covering supplier terms, markup targets, and inventory turnover rates. Lenders want to see you understand the cost-of-goods dynamics that make or break repair shop profitability.
Absolutely. Owl supports acquisition plans with sections for business valuation, customer retention strategy, equipment condition assessment, and transition planning — all critical for SBA acquisition loans.
Join hundreds of small business owners who've used Owl to create bank-ready business plans. No financial expertise required.
Build Your Auto Repair Business Plan