Get your roofing company funded with a bank-ready plan built for storm cycles, crew costs, material spend, and insurance vs. retail revenue mix.
Storm-season revenue swings make roofing companies look volatile to lenders unless cash flow is modeled month by month
Trucks, lifts, dumpsters, and crew gear are six-figure capital needs that banks want itemized line by line
Insurance-claim work and retail jobs have completely different sales cycles, margins, and collection timing
You are running crews, climbing roofs, and chasing adjusters — not formatting financial projections
Residential reroofs, commercial flat roofs, storm restoration, repairs, or a mixed model — tell us your service mix, market, and funding need.
Owl generates a complete SBA plan with crew utilization, material costs, insurance vs. retail revenue mix, equipment budgets, and 3-year financial projections.
Download a polished PDF that explains your storm strategy, cost controls, and how the loan gets repaid through every season.
Yes. Owl supports residential reroof and repair contractors, commercial flat-roof specialists, storm restoration crews, and mixed retail/insurance shops. The plan adjusts the revenue model, material assumptions, and crew structure to your service mix.
Your projections break revenue and expenses out by season and storm market so lenders can see how spring hail, summer wind events, and shoulder-season repairs combine into a defensible cash flow story instead of a flat annual number.
Yes. The plan includes an itemized equipment and vehicle budget for service trucks, dump trailers, lifts, conveyors, dumpsters, fall protection, and crew tools — exactly what SBA lenders need to approve equipment-heavy roofing loans.
Owl separates insurance-restoration revenue from retail/cash-pay jobs so lenders can see margin, collection timing, supplement risk, and customer concentration on each side. That detail is usually what makes or breaks a roofing SBA application.
Join hundreds of small business owners who've used Owl to create bank-ready business plans. No financial expertise required.
Build Your Roofing Business Plan